Frequently Asked Questions
What's the use of Insurance?
Insurance ensures that the losses are covered in case of any occuring risks. The more participants in the insurance system, the more the risk is shared and the loss naturally decreases. In other words, everyone involved in the insurance system actually pays each other's losses. This way, nobody has to pay large sums in one go.
WHY DO I NEED INSURANCE?
Having insurance allows you to protect both yourself and your assets. There are insurance types in different branches depending on the risk situations that may occur; you can get auto insurance and traffic insurance for your vehicle, health insurance for your wellbeing, home insurance for your house and belongings. The importance of taking out insurance is for you to be protected against risks.
FOR WHICH TYPES OF INSURANCE SHOULD I CONTACT KOSİTAŞ?
Insurance types are divided into different risk groups. You can protect your workplace, home, vehicles, projects and health with the most common insurance types prepared individually and institutionally. You can check our website for more detailed information about different types of insurance.
WHAT IS THE DIFFERENCE BETWEEN BROKER AND AGENT?
Unlike the agency, the Insurance Broker is authorized to receive offers from all insurance companies operating in Turkey and to issue policies. For this reason, it is the representative of the customer, not the insurance company.
DO YOU ASK A LOT OF QUESTIONS BEFORE THE QUOTATION?
Each insurance company we work with may have different questions in order to submit an offer, and depending on the answers given, a discount, price difference or coverage difference may occur. We ask you all the questions from different insurance companies, and thus, we offer you the most suitable offers and policies.
WHICH INSURANCE COMPANIES ARE YOU WORKING WITH?
We work with the leading and most important insurance companies in Turkey. Among these are Aksigorta, Allianz Insurance, Anadolu Sigorta, AXA Insurance, Bupa Acıbadem Insurance, Chubb Insurance, Doğa Insurance, Generali Insurance, Groupama Insurance, Gulf Insurance, HDİ Insurance, Mapfre Insurance, Ray Insurance, Sompo Insurance, Türk Nippon Insurance, Türkiye Insurance, Quick Insurance, Unico Insurance and Zurich Insurance.
WHAT IS REINSURANCE?
It is the reinsurance of some or all of the insured risk. Insurance companies take out reinsurance in order not to have difficulties in the payment of claims in case of large amount of loss.
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